united states – Xing Wu http://xing-wu.com/ Wed, 13 Apr 2022 05:55:30 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://xing-wu.com/wp-content/uploads/2021/06/cropped-icon-32x32.png united states – Xing Wu http://xing-wu.com/ 32 32 The cradle of plasma medicine, 20 years later https://xing-wu.com/the-cradle-of-plasma-medicine-20-years-later/ Thu, 17 Mar 2022 15:24:20 +0000 https://xing-wu.com/the-cradle-of-plasma-medicine-20-years-later/






Suresh Joshi, PhD, MD, left, and Alexander Fridman, PhD, at the Drexel Plasma Institute in January 2022. Photo courtesy of Suresh Joshi.


In 2022, Drexel University C. & J. Nyheim Plasma Institute (NPI) celebrates 20 years not only as a multidisciplinary research and teaching institute at the University, but as a beacon and international birthplace of plasma medicine. In this branch of plasma biomedical engineering, plasma, the fourth state of matter in which neutral atoms and molecules are somewhat transformed into charged particles like electrons and ions, is used in various ways for medical applications, engineering and environmental sciences, from disease prevention and treatment to regenerative medicine to water disinfection to air cleaning. Plasma medicine is an emerging branch that integrates basic sciences and engineering with biomedical sciences, medicine and public health.

Suresh Joshi, MD, PhD, has been involved with the NPI since 2008 and is the director of the NPI Center for Plasma in Health & Biomedical Engineering. A professor in the School of Biomedical Engineering, Science, and Health Systems and NPI, and assistant professor in the College of Medicine, Joshi has written the following article on the history of the institute and highlights from the past two decades.

The Nyheim Plasma Institute at Drexel University is actually the birthplace of plasma medicine. This year, it celebrates 20 years since its creation at Drexel University. Originally founded in 2002 as the AJ Drexel Plasma Institute (DPI), it has gone through a roller coaster ride like any other traditional academic research institute, but is still doing consistently progressive research and innovation over the of all these years. In 2016, Drexel Plasma Institute was renamed “The C&J Nyheim Plasma Institute” (NPI) in honor of the generous gift of Christel and John Nyheim and their family to DPI and their support as passionate advocates of plasma science and engineering.

Since its inception, NPI’s founding director, Alexander Fridman, PhD, who is the John A. Nyheim Professor at the College of Engineering, and his team of researchers and faculty from all disciplines have successfully curated a portfolio of awesome research. Today, the Plasma Institute at Drexel University is the largest plasma research institution in the United States of America in an academic configuration. More than 25 international, global, and US patents have been generated by research at Drexel University by NPI, and many of Drexel’s patented plasma-based technologies are translated from field trials to commercialization phases. More than 30 Drexel faculty, scientists and staff, as well as numerous alumni, students and associates, have contributed significantly to its growth.

As you can see, the NPI has grown over the years at Drexel and has also expanded the field and capabilities of plasma medicine worldwide. Here are some important points:

In 2003, the idea of ​​plasma medicine at Drexel came to fruition through effective collaborations between faculties, scientists, engineers, and physicians with the then DPI. In 2006, with the help of Drexel University, the Plasma Institute and collaborating departments took a step in a new direction, creating a major research initiative in plasma medicine. This five-year program has helped bring together many renowned faculties, scientists, technologies and physicians (inside and outside of Drexel, as well as international partners).

In 2006–2007, an NPI invention led to the modified floating electrode dielectric barrier discharge (FE-DBD) plasma application technique for healthcare, medicine, and biomedical sciences. The FE-DBD technique is now successfully tested in the field of treatment of wounds, living tissue, skin disinfection and surface sterilization.

From 2008 to 2011, NPI and the Drexel College of Medicine research team led by me and my former colleague Ari Brooks, MD, who was then Associate Professor of Surgery and Chair of the Surgical Oncology Unit at the College of Medicine , have conducted successful research on plasma-treated liquids as potent antimicrobial agents for surface-associated disinfection. During the same period, Jane Azizkhan-Clifford, PhD, who is now Emeritus Professor and Associate Dean for Medical Student Research at the College of Medicine, and her team explored the molecular mechanisms of mammalian cell death and the associated pathways in cellular systems exposed to plasma. During the same period, all of the people mentioned above, and many more, have been instrumental in shifting many research paradigms, including the current Drexel faculties at Drexel Schools and Colleges, as well as external collaborators. They are, I would say, a truly interdisciplinary team of investigators in all pillars of plasma medicine.

In 2009, the International Society of Plasma Medicine (ISPM) was officially launched here with Professor Alexander Fridman as founding president. ISPM meets every two years in different countries and has made substantial progress in the field of plasma medicine. This summer, the 9and International Conference on Plasma Medicine (ICPM9) meets at Jaarbeurs in Utrecht, the Netherlands. These conferences have been instrumental in networking many of the world’s leading plasma scientists, biologists, technologists and healthcare professionals, and have progressed wonderfully through collaborations.

From 2011 to 2014, a team of NPI researchers, led by me, demonstrated for the first time the bacterial biofilm inhibiting properties of plasma-activated solutions. During the same period, our research team demonstrated in vitro how plasma-treated material enhances wound healing in established wound models (in vitro), and subsequently studied rapid pathogen inactivation. multidrug-resistant (MDR) wounds by plasma-alginate dressing. At the 2012 American Society for Microbiology (ASM) International Meeting, my team and I presented research on the plasma-activated alginate dressing that has the ability to not only inactivate multidrug-resistant pathogens, but also to disinfect wounds and promote healing. A year later, my colleagues at Drexel and I explored the exact underlying mechanisms of inactivation, but Bill Costerton, PhD, a renowned microbial ecologist considered “the father of biofilms,” wasn’t there to see. progress; I wish it had been. (During an interview with ASM, he had emphatically mentioned how amazed he was at the invention of the plasma-alginate dressing and wished to see the underlying mechanisms of pathogen inactivation.)

In 2011-2017, Margaret Wheatley, PhD, John M. Reid Professor in the School of Biomedical Engineering, Health Sciences and Systems, and I led a team of researchers to demonstrate a successful application of a solution Non-thermal plasma-activated phosphate-buffered saline (PBS) in ultrasound contrast agent (UCA) sterilization. Currently, there is no other technology in the world that can safely sterilize ACU; chemical methods induce some changes in the UCA and are therefore not very suitable for this purpose.

From 2012 to 2013, NPI published another breakthrough, this time demonstrating that plasma-treated solutions not only inactivate biofilm-embedded microbes/pathogens and behave as broad-spectrum microbicides, but also retain their antimicrobial properties for longer. two years at room temperature. This discovery has changed the dynamics of approaches to how plasma-activated solutions can be generated, applied, and stored on the self. Thus, a potentially competent biocidal agent was found comparable to some of the traditional biocides.

In 2014-2017, an NPI team led by Vandana Millar, MD, associate professor in the Department of Microbiology and Immunology at the College of Medicine; Fred Krebs, PhD, associate professor in the College of Medicine’s Department of Microbiology and Immunology; and Prof. Alexander Fridman demonstrated how non-thermal plasma exposure leads to immune cell activation and investigated the underlying mechanisms. In 2016, our NPI team demonstrated how plasma-charged non-thermal aerosols inactivate airborne bacteria within seconds and investigated the underlying mechanisms of airborne pathogen inactivation. . These experiments confirmed how plasma-based technologies could help keep operating rooms and hospital premises safe, as shown by mechanism-based studies. Thus, all these innovations contribute to the understanding of plasma-based technologies and their preventive and therapeutic approaches.

In December 2021, Professor Alexander Fridman and I were named United States Experts in Plasma Non-Thermal Technologies through the International commission in electrical engineering (IEC) in Geneva, Switzerland. This nomination is based on our expertise and contributions in non-thermal plasma technologies (Prof. Alexander Fridman for non-thermal plasma technologies, and myself for the application of plasma technologies in biology and medicine). This appointment was proposed by Association for the Advancement of Medical Instrumentation (AAMI) through the American National Institute of Standards (ANSI) to IEC. the International Organization for Standardization (ISO) and IEC are global organizations for international standards and are composed of technical experts and representatives of various national standards organizations of member countries. This honor has become a wonderful opportunity to look back on some of Drexel’s Plasma Institute’s outstanding accomplishments related to plasma medicine.

At Drexel, I will redirect my efforts and review some of the plasma medicine products such as plasma solutions, plasma lotion and plasma ointment, and plan interdisciplinary and collaborative research to bring these studies to the translational research phase and to the interventional trials. This research will also open the doors to plasma cosmetic science.

Drexel and NPI have several plasma-based products in various stages of development for healthcare applications. By reactivating collaborative plasma medicine research on campus and re-establishing an interdisciplinary team of researchers, we can achieve this success. I hope that one day our plasma products will reach the community, health centers and end users.

]]> It’s Equal Pay Day, and this Twitter bot is slamming companies that pay men more than women https://xing-wu.com/its-equal-pay-day-and-this-twitter-bot-is-slamming-companies-that-pay-men-more-than-women/ Tue, 15 Mar 2022 13:35:00 +0000 https://xing-wu.com/its-equal-pay-day-and-this-twitter-bot-is-slamming-companies-that-pay-men-more-than-women/

Organizations around the world took to social media last week to show their support for International Women’s Day. Unfortunately, but not surprisingly, for many companies, attaching a concise #IWD2022 or #BreakTheBias hashtag to a carefully curated Instagram post or tweet is the start and end point of their commitment to women.


John Moyano | Getty Images

In the United States and elsewhere, the gender pay gap persists. Today, March 15, is Equal Pay Day in the United States – so chosen, according to the National Committee on Pay Equity, because “this date symbolizes how far into the year women must work to earn what the men earned the year before”. Data from the Pew Research Center reveals that in 2020, women earned 84% of what men earned, and that gap widens even more for some women of color.

A British couple decided to call out organizations that literally don’t put their money where they say it does. Francesca Lawson, a writer and social media manager in Manchester, England, and her partner Ali Fensome, a software consultant, have created a Twitter bot, @PayGapAppthat retweets posts from businesses, schools, and nonprofits with specific International Women’s Day keywords or hashtags, along with a rating revealing women’s pay vs. people within the organization.

Unlike US companies, those in Britain with 250 or more employees have been required to publish information on gender pay differences every year since 2018. The large amount of data, publicly available on a website government searchable, reveals that men who work women full-time in the country earned 7.9% more than women in April 2021.

Naturally, Twitter users and retweeted organizations had a lot to say about the Gender Pay Gap Bot revelations (or at least those who didn’t delete the tweets calling them out did).

Related: How you can close the pay gap on #EqualPayDay

Where women are paid less than men

Message after message from Gender Pay Gap Bot demonstrates the stark disparity between women’s and men’s salaries. At leading management consulting firm McKinsey & Company, women’s hourly wages are 22.3% lower than men’s. The statistic appears above the company’s retweeted post, which reads “Meet Francesca, ‘I believe no mountain is too high to climb!'” and includes a video of a woman stepping on a rocky terrain.

Twitter users didn’t hold back.

“Keep climbing Francesca.. to another company,” one user wrote. Another joked: “Watch your head at the top – there is a glass ceiling up there! Yet another commented: “It’s not like they tell other companies how they should be run or anything. That’s probably fine.” Inevitably, one user tried to claim that the gender pay gap was a myth propagated by different lifestyle choices, but another user was quick to set the record straight: “You can very easily search ‘gender pay gap’ on Google Scholar and find out how it’s actually not a myth.”

Additionally, the message from lingerie company Boux Avenue, which includes an image of a lacy purple bra and reads: “Anyone obsessed with wearing purple atm? The official color of International Health Month We’ve got the perfect set for YOU! Say hello to Mackenna: super cute, comfy and totally seasonal, what’s not to love?”, received particularly pointed remarks when the bot revealed that the organization pays women a 31.4% lower median hourly wage than men.

“I am obsessed with equality and I pay women what they are worth”, commented a user. Another wrote: “Funny how International Women’s Day has become a marketing opportunity for companies that exploit women. “What’s not to like is that you underpay women,” someone else added.

Some organisations, like Save the Children UK, where women’s median hourly earnings are 5% lower than men’s, have opted to block the bot’s account, but that hasn’t stopped the comments from pouring in. “Deleted for 5%? one user wrote. “It’s a very bad look.” Another added: “They didn’t delete but blocked the bot’s account, which makes the tweet disappear from the quote tweets created by the blocked account. If you go to their page, it’s still there. To my humble opinion, it’s even worse.”

Related: Why leadership is central to closing the gender pay gap

On the other side of the coin, some organizations have used the bot retweet as an opportunity to express their commitment to do better. The bot retweeted financial institution GoCardless’ #IWD post highlighting the company’s director of security and privacy risk, noting that women’s median hourly earnings are 19.9% ​​lower than men’s in the organization.

One user wrote: “Oh wow so many ways@GoCardless could do better by highlighting their 19.9% #GenderPayGap. If the statistic is correct, the feedback is truly a gift, and the action on #EquityPayelle #Equal pay #PayParity would be even better to #BreaktheBias. GoCardless responded to the user, admitting, “We need to close this pay gap. We are making progress and our average and median pay gaps show a downward trend since 2019 with a sharply declining median pay gap. We have also increased the proportion of women in our leadership population from 16% to 28% since 2019.”

Similarly, when it was revealed that women’s hourly wages were 3.9% lower than men’s at English Heritage, a charity that runs historic sites like Stonehenge, the organization was quick to express support for transparency. “This is based on April 2020 data,” the English Heritage account wrote. “Since then, we have worked hard to close our pay gap and it is narrowing. But no matter how small, a gap is a gap and the charity is committed to closing it. Read more https: //bit.ly/3KsRNPG.”

Related: The Gender Pay Gap Is Driving More Women to Create Their Own Paycheck

Where the wages of men and women are equal

A much smaller sample of publications featured organizations that have already prioritized equal pay for women and men. For example, hourly wages for men and women are equal at Richmond and Hillcroft Adult Community College – a rare case reported by users. “Honestly one of the first I’ve seen,” one person wrote. Another commented, “Hooray!!”

Where women are paid more than men

Although the majority of posts highlight the higher incomes of men, there are a few surprising points. At Nottinghamshire Healthcare, women’s median hourly earnings are 6.5% higher than men’s, prompting a flurry of enthusiastic responses from Twitter users: “finally a win for women”, “Hey Well, that’s good news. I’ve been waiting for this one!” and “Finally. Is this the only one. Well done Notts Healthcare.”

Similarly, at Marylebone Cricket Club, women’s median hourly wages are 15.5% higher than men’s, prompting positive comments such as “It surprised me given their historical sexism, misogyny, etc. and the most skeptical: “It’s a women’s cricket club.” again for that.”

Finally, at Barnet Council, the median hourly wage for women is 25.5% higher than for men. “I’ll be honest, it wasn’t something I expected,” one user wrote. “Shit yeah! said another.

]]> Professors detail principles of Critical Race Theory // The Observer https://xing-wu.com/professors-detail-principles-of-critical-race-theory-the-observer/ Tue, 15 Mar 2022 04:27:34 +0000 https://xing-wu.com/professors-detail-principles-of-critical-race-theory-the-observer/

Saint Mary’s Division for Inclusion and Equity hosted a panel via Zoom on Monday to discuss some of the key principles of the controversial critical race theory. The panelists were Saint Mary’s teachers Stacy Davis, Dan Horan and Kelly Faust.

The professors set out to clearly define critical race theory and settle the disagreement surrounding the subject. Each panelist detailed a tenet of critical race theory and argued that the ideas are important to understanding race relations in the United States.

Davis, an associate professor of religious studies and gender and women’s studies, first spoke about the idea of ​​racism as a permanent reality in America.

Professor Daniel Horan speaks at a panel on critical race theory organized by the Division for Inclusion and Equity on Monday.

“Advocating for the permanence of racism is arguing the opposite of a phrase we constantly hear whenever something bad happens, and that’s ‘it’s not who we are,'” said Davis.

Davis pointed to historic treatments of non-whites in America. She said stealing land and excluding Native Americans, Asian Americans and Latinos reinforces that racism “is exactly what we are.”

Although the Fourteenth Amendment granted citizenship to black Americans, “we’re still waiting for that amendment,” she said.

Police brutality, educational inequities and many other hardships facing black Americans are examples of how they are not treated as full citizens, she explained.

Critical race theory plays an important role in acknowledging the realities of American history, Davis said.

“It means we can stop feeling like we’re in the spotlight because every time someone says, ‘that’s not who we are.’ People who are black and brown can come up with a long list of reasons why that’s exactly who we are,” she said.

The professor explains the idea of ​​”whiteness as a property”

Horan, a professor of religious studies, theology, and philosophy, described the tenet of critical race theory that the social construction of “whiteness” as property in America has far-reaching legal and social consequences.

Horan explored historical examples of the use of whiteness as a means to gain rights and privileges in the United States. He concluded by comparing his experiences as a white man to the case of Ahmaud Arbery, who in 2020 was shot and killed while running along a road in Brunswick. , Georgia.

“This notion of whiteness as an inalienable, non-transferable property is something that identifies with me,” Horan said. “I carry with me everywhere that I am not exposed to the same threat of danger or discrimination, violence or subjugation as others by virtue of this property of whiteness.”

A professor details the phenomenon of “convergence of interests”

Faust explained how critical race theory argues that progress and reform in addressing racial inequality in the United States occurs exclusively when white Americans also see a benefit in reform.

“Convergence of interests is essentially where black interests with respect to racial equality will only be considered when they converge with white interests,” Faust said.

Using progress in desegregation as an example, Faust said desegregation was aligned with white interests through its benefits to his international reputation.

“Desegregation allowed the United States to increase our prestige and credibility amid the struggle against communism,” she said.

Increases in support for the Black Lives Matter movement by white people following the death of George Floyd in 2020 could also be seen as an example of a convergence of interests, Faust said.

“It was a point where it finally became popular or at least socially acceptable to embrace Black Lives Matter,” she said.

Critical race theory under fire

Discussing the current controversial status of the concept, including a speech on Saturday in which former President Donald Trump called on his supporters to “give their lives” in the fight against critical race theory, the professors expressed their frustration with the common misunderstandings of the concept.

“I was teaching critical race theory for a long time before this happened,” Faust said. “And now, all of a sudden, I have students who are more resistant to it than before. It’s really unfortunate.”

Davis said the discomfort critical race theory can cause by exposing the realities of racism in the United States — despite occasional advances on race issues — is significant.

“The reason I don’t like to use that kind of ‘less’ language is because it suggests you don’t have to keep hustling, and you still have to keep hustling,” Davis said. , referring to the idea that the United States has become “less racist”.

Tags: Ahmaud Arbery, Critical Race Theory, Division for Inclusion and Equity, lecture, Racism
 ]]> Alex Hernandez: a new president and a new perspective at Champlain College https://xing-wu.com/alex-hernandez-a-new-president-and-a-new-perspective-at-champlain-college/ Sun, 13 Mar 2022 21:48:50 +0000 https://xing-wu.com/alex-hernandez-a-new-president-and-a-new-perspective-at-champlain-college/

Editor’s Note: This article was written by Haley Seymour, editor of the Champlain College Crossover and member of the Underground Workshop, VTDigger’s collaborative network of student journalists from across Vermont. For more information, please email Ben Heintz, the workshop editor, at [email protected]

Tenth Champlain President Alex Hernandez speaks onstage in Champlain Room with Board Chair Judy O’Connell and Acting President David Finney

by Haley Seymour

On December 9, 2021, Alejandro “Alex” Hernandez took to the stage in Champlain Hall at Champlain College, introducing himself to students, faculty, staff and stakeholders. Although there were some headphone issues, prompting the switch to handheld microphones midway through the discussion, Hernandez engaged the audience with his story, showing how his experiences make him uniquely positioned to become Champlain’s tenth president. .

Hernandez’s mother was born in the Philippines during World War II under Japanese occupation. When she was growing up, there weren’t many career options for women. She started working in offices, before becoming a teacher. As Hernandez shared his story, he held back tears, apologizing for getting emotional.

Hernandez’s father’s family moved to the United States from Mexico. He began his college education in California, but withdrew before graduating.

Soon after, an educator from his father’s community invited him to participate in the National Teacher Corps, helping people become teachers in underserved areas.

Her father went back to college, graduated, and started working in public primary education. From there, he became interested in high school education and spent most of his working life as a high school guidance counselor, helping others further their education and careers.

“On both sides of my family, there is [were] always educators and mentors along the way that we have been blessed with to help us on our journey,” Hernandez said, and these people have inspired him to become that educator in the lives of others.

Hernandez’s family experiences informed much of his approach to education.

“There’s a lot of talent everywhere,” he said. “It was at my parents’ house, although not everyone saw it.”

Hernandez with his parents, celebrating the end of his graduate studies at Stanford University. Photo courtesy of Alex Hernandez

Hernandez comes to Champlain as the fourth president in five years, at a time when Champlain is struggling with his sense of direction.

Administrative changes have been widespread in schools across the country, dating back to before the pandemic. At Champlain, turnover has been present in various staff and faculty positions. In November 2020, seven out of nine employees of the Office of International Education left their posts.

Crossing staff sent out a survey to students regarding their opinions on the presidential roll.

Some answers:

Madison Chute Film Major (’22):

“I think turnover is difficult for students in general because there are a lot of rules and regulations that seem to be constantly changing. I think it would have been better to have a stable leader to help the Champlain community through this pandemic. »

Professional Writing Major Sam Wilhoit (’22):

“There has been a lack of identity and authority over who the college is and what it stands for and against.”

Ava Ferguson Major Design Lab Degree (’23):

“The turnover of presidents at Champlain makes me wonder why our school seems like such a temporary destination for highly skilled professionals who have seized the opportunity to lead here. Is there anything going on behind the scenes that can be considered unethical or unsatisfactory? »

Film Major Kol Spielvogel (’23):

“I’m not even entirely sure what a college president actually does other than making speeches and sending emails every time a news event happens, which tends to express the exact same views and opinions as the university email itself.”

Alex Hernandez visits Champlain College students earlier this winter. Photo courtesy of Alex Hernandez

Champlain College has had only 10 presidents since its inception in 1878, but recent years have seen half of them.

Donald Laackman stepped down in 2019, prompting Laurie Quinn to take over as interim president.

Benjamin Ola Akande left college in April 2020 to take up a job at Stifel in Saint-Louis.

Akande’s departure created space for interim chairman David Finney to take over, who was already assisting Akande as a consultant.

Judy O’Connell has served as Chair of Champlain’s Board of Directors since October 2021 and has served on the Board for over 10 years. She attributes some of the recent challenges to Covid-19. “You add the turnover of the executive, it’s frankly exhausting,” she said.

O’Connell and the Champlain community hope Hernandez is here to stay.

In an interview with The Crossover, Hernandez shared her own life. Like his parents, Hernandez’s personal experiences inspired his passion and philosophy for education.

Hernandez as a child in Stockton, California. Photo courtesy of Alex Hernandez

Hernandez was born and raised in Stockton, CA, pursuing his undergraduate degree at Claremont McKenna College in Claremont, CA. He earned his MBA and a Masters in Education from Stanford University.

Hernandez applied and interviewed for dozens of jobs during his senior year of college. He didn’t know anyone in business growing up, so learning to navigate professional spaces and understanding cultural norms for interviews were new concepts to him.

“I just remember how difficult that period was for me,” Hernandez explained in a January interview. “Funny enough, it was the hardest time I’ve ever had to find a job.”

“I remember feeling alone figuring out how to take the next step in life,” he said.

He received a job offer in the final days of campus recruiting. His teaching career began when he took a job as a high school math teacher in South Los Angeles.

At Champlain, he said he hopes to focus on a future-oriented education, allowing students to learn major-specific content, but also teaching them how to move forward after college. This is prevalent in the college’s 2030 strategic plan, as well as creating innovative new academic programs and making the college more accessible to diverse groups.

He stressed that his goal is to stay at Champlain for the long term, helping students “jumpstart their lives.” He is particularly interested in Champlain’s innovative programs, its entrepreneurial spirit and its privileged relationship with the State of Vermont.

Hernandez said he will make monthly visits to Champlain by June, engaging with students, faculty and staff to build relationships and learn more about the institution.

“It’s not a stepping stone for me, it’s an opportunity to work on issues that I’ve worked on all my life,” he said.

Hernandez loves poetry and quoted a line from “The Summer Day” by Mary Oliver.

“This is how I want to spend my ‘only wild and precious life’, working on these issues,” he said. “I’m really excited to have this opportunity.”

If you want to keep tabs on Vermont education news, sign up here to receive a weekly email with all of VTDigger’s reports on higher education, early childhood programs, and school policy. K-12 education.

]]> MoneyMutual Review – Reliable Loan Company Worth Using Or Not? https://xing-wu.com/moneymutual-review-reliable-loan-company-worth-using-or-not/ Fri, 11 Mar 2022 09:30:00 +0000 https://xing-wu.com/moneymutual-review-reliable-loan-company-worth-using-or-not/

Sometimes you may need a decent amount of money, and you may not have it on you, so what do you do if you are stuck in a situation like this?

MoneyMutual is an online lending company that offers payday loans. MoneyMutual lets you borrow loans from $200 to $5,000; the best part is that they approve the loans in less than 24 hours. All you have to do is fill in the form provided to you, and you will see a list of lenders from whom you can borrow the required amount.

But the main question running through your head is, “Is MoneyMutual a legit company?” and we’re here to answer that question so you can reassure yourself.

MoneyMutual – What is it?

MoneyMutual is an online payday loan provider from which you can borrow money ranging from $200 to $5000. They are also known for their fast service. For example, if you apply for a payday loan today, your loan will be approved and deposited into your account within 24 hours.

To see lenders who can offer you the amount you need, you must first complete a form at MoneyMutual official website. Once you complete the form, you will see lenders in your area that you can borrow money from.

When it comes to trust and transparency, MoneyMutual is one of the most trusted payday loan providers. One of the main reasons for their success is that they maintain transparency between the parties involved.

Over time, MoneyMutual has served over 2,000,000 customers; moreover, they are used to helping customers in any way they can. This payday loan website has come a long way in the last ten years. Several TV stars like Montel Williams are spokespersons for MoneyMutual and have been talking about their competence for a long time.

MoneyMutual – How does this payday loan website work?

Getting loans has never been easier, especially if you need a payday loan. MoneyMutual has made it super simple and easy to get payday loans, even if you have bad credit.

But like any lending company, certain eligibility factors come into play. Mentioned below are some necessary things if you want to get a payday loan:

  • You must be a permanent resident or US citizen
  • You must be 18 or older
  • You must have a current account
  • You must have a reliable source of income (this is important)
  • If you check all these points, you should have no problem getting a loan.

Once you have prepared the prerequisites, go to their website “MoneyMutual.com”, fill in the required information, and that’s it. After that, you will see a list of payday lenders in your area from whom you can borrow the required amount.

MoneyMutual has partnership links with more than 90 companies to make things more convenient.

Once you have chosen the lender you wish to borrow money from, be sure to visit the lender’s website and complete all remaining forms, and only after that will the funds be transferred. on your account.

Simply put, here are the steps you need to take to get a loan successfully:

  • Go to “MoneyMutual.com”, then fill in the required information and submit the form
  • These forms will be sent to several lenders for review
  • After reviewing your application, lenders will provide you with the best loan offer from their side
  • Now you can browse different loan offers from different lenders and choose the best option for you.
  • The minimum amount you can lend is $200 and the maximum is $5,000.

MoneyMutual – Do I have to pay to use this site?

The answer is no; MoneyMutual won’t charge you a penny for using their site. You can fill in the information free of charge.

But after choosing a lender through this site, the lender will charge you a certain percentage or amount for lending money. So always make sure to read the terms and conditions before taking out a loan.

Moreover, it takes practically no time. You only need 5 minutes to complete the form. On the other hand, if you have used MoneyMutual before, it will take you less than 5 minutes, and once you choose the lender, the loan money is deposited in your account within 24 hours.

MoneyMutual – How do lenders lend money?

As mentioned earlier, MoneyMutual partners with over 90 lenders. This is to ensure that everyone’s needs and requirements are met. Lenders carefully review your information and then make offers to give you the best possible suggestions.

Here is how the verification of information takes place:

  • Once you fill out a form and submit it, they are reviewed by lenders through the website.
  • Each lender has specific requirements that they review, which helps them make better decisions.
  • If the lender is ready to lend you the required amount, you will be redirected to their website. You should review the loan and the fees before accepting a loan.
  • Lenders usually call you to verify financial and personal details before finalizing the loan.

All lender associated with MoneyMutual is law abiding. By law, lenders must inform their customers of all fees involved in advance. Lenders aren’t supposed to keep any hidden fees and can’t charge big annual interest.

Before taking out a loan, wherever you are, you should always read the terms and conditions of the loan.

MoneyMutual – Is it so simple or is there a catch?

This website makes getting payday loans simple and easy, surprisingly. Moreover, there is no “trap”.

MoneyMutual is transparent about everything they do and connects lenders with people looking for a loan at no cost. But at the same time, before getting a loan, be sure to read the terms and conditions set by the lender.

MoneyMutual – Customer reviews and reviews

In an industry where scams are quite common, MoneyMutual is the one that stands out as one of the most trusted payday loan companies. There’s a reason this company has lasted so long and has TV stars as spokespersons; the main reason is that they are reliable.

According to reviews and comments left by customers, MoneyMutual has never disappointed anyone and has always provided short term loans to people when they needed it.

Most people, in general, prefer using MoneyMutual to take out short-term loans because MoneyMutual maintains transparency between lenders and borrowers. On top of that, according to a few other reviews, even MoneyMutual’s customer service is quite exceptional.

Also, all of the negative feedback left was related to unsuccessful interaction with the third-party lender or because the lenders may have tried to charge a high interest rate. None of the negative reviews go to MoneyMutual.

MoneyMutual – Requirements

Here are the eligibility conditions to meet if you wish to take out a loan:

  • It would help if you were a resident of the United States or a permanent citizen
  • You must have a reliable source of income of at least $800 per month
  • You must be 18 years or older
  • You must have a current account

Learn more about MoneyMutual

As you may have already understood, MoneyMutual is not a lender, but it connects you with several lenders for payday loans. MoneyMutual is based in Las Vegas, Nevada.

here are the MoneyMutual contact details :

Conclusion

According to statistics, nearly 40% of US citizens have problems getting money when needed, and these statistics are taken from the US Household Economic Wellbeing Report.

This can be quite problematic in the long run for many people, which is why MoneyMutual connects people to the best personal loan offers from various lenders, even if you have a bad credit score. You can take out a loan ranging from $200 to $5,000, and it only takes 24 hours to be deposited into your checking account.

If you want to apply or find out more about MoneyMutual, don’t wait. Just go to “MoneyMutual.comyou will find all the answers you need.

RELATED:7 Best Credit Repair Companies and Services to Use in 2022

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]]> Law student named Squire Patton Boggs Sustained Impact Fellow https://xing-wu.com/law-student-named-squire-patton-boggs-sustained-impact-fellow/ Wed, 09 Mar 2022 06:13:43 +0000 https://xing-wu.com/law-student-named-squire-patton-boggs-sustained-impact-fellow/



Anna Hope Collie

Marcus Montgomery

Freshman law student Marcus Montgomery has been selected as the 2022 Squire Patton Boggs Foundation Scholar for Lasting Impact. He was chosen from a large pool of highly qualified law students from across the country.

As a Fellow, Montgomery will have the opportunity to work with the Lone Star Justice Alliance. He will learn how the law is used to establish a justice system that prioritizes developmentally appropriate responses and treats youth and emerging adults with fairness and dignity to promote resilience, reduce costs and increase safety. public.

“We are delighted to welcome Marcus Montgomery to the Foundation’s scholarship program and community,” said Rodney E. Slater JD’80, former United States Secretary of Transportation and President of the Squire Patton Boggs Foundation. “I am very impressed with Marcus’ credentials and his passion for public service. As an alumnus of the University of Arkansas Law School, I am thrilled that Marcus was selected for our scholarship. racial justice focused on juvenile justice in minority communities in Texas. He will be working with a wonderful organization, the Lone Star Justice Alliance, and making a meaningful contribution to its racial justice efforts.”

“I am grateful and thrilled to have the opportunity to participate in this crucial Sustainable Impact Fellowship program, and look forward to gaining hands-on experience with talented lawyers working in the area of ​​public interest law. “, said Montgomery.

Montgomery served as Resident Fellow for Congressional Affairs at the Arab Center in Washington, D.C., from 2019 to 2021, where he liaised with members of Congress, congressional staff, and federal government employees to promote the center in as a political resource. He has participated in interviews with foreign and domestic press and provided commentary on US foreign policy, US domestic policy, and international affairs. Montgomery is also the author of timely analyzes of legislation, executive orders, and other government policies and their impacts on American foreign policy in the Middle East and North Africa.

Montgomery is the Chancellor’s Award Scholar and was the 2021 Arkansas Bar Foundation UM Rose Scholar. He is a member of the Black Law Students Association, the Criminal Law Society, the International Law Society, and the American Constitution Society.

“We were thrilled to be able to nominate Marcus for this incredible scholarship and we are delighted with his selection,” said Annie Smith, associate professor of law and director of the faculty of public service and pro bono program at the law school. “Our law students and alumni continue to benefit from our partnership with the Squire Patton Boggs Foundation, and we are grateful for the many opportunities it provides.”

Each year, the Squire Patton Boggs Sustainable Impact Scholarship Program awards scholarships to outstanding law students who demonstrate an unwavering commitment to public service and a developed interest in public policy. These law students devote their summers to advancing public policy issues through nonprofit institutions, government agencies, and national or international organizations. The foundation is rooted in a history of civil rights advocacy and has been awarding scholarships since 2004.

About the School of Law: The law school offers a competitive JD as well as an advanced LL.M. curriculum, which are taught by nationally recognized faculty. The school offers unique opportunities for students to participate in pro bono work, internships, live client clinics, competitions, and food and agriculture initiatives. The school strives to identify, discuss and challenge issues of race, color, ethnicity and the impact they have on students, faculty and staff members with the aim to create a diverse, inclusive and equitable community. From the admission of the six pioneers who were the first African-American students to attend law school in the South without a court order, to the governors, judges, prosecutors and graduate professors who became President of the United States and Secretary of State, Law The school has a rich history and culture. Follow us on @uarklaw.

]]> Live personal finance updates: social security payments, child tax credit, tax refund filing date, wages in line with inflation… https://xing-wu.com/live-personal-finance-updates-social-security-payments-child-tax-credit-tax-refund-filing-date-wages-in-line-with-inflation/ Sun, 06 Mar 2022 18:01:45 +0000 https://xing-wu.com/live-personal-finance-updates-social-security-payments-child-tax-credit-tax-refund-filing-date-wages-in-line-with-inflation/

Losing child tax credit would have ‘devastating impact’

Sophie Collierresearch director at Columbia University Center on Poverty and Social Policyspoke with the new yorker on the implications of cut the child tax credit and what impact it would have on many Low-income American families.

“We found that 3.7 million additional children are living in poverty as a result of the Child Tax Credit reduction between December and January. A very interesting aspect of the CTC program is that it is cash-based. So many social policies and social programs in the United States consist of in-kind transfers (housing subsidies, food stamps) and they are rarely cash. But with that, you’ve seen families get paid in cash, and money is fungible. In one month you might need it to fill a food budget, but for the next month it could be used to fix a car. Another month could help with child care. This flexibility is also evident in the data, with families using it to meet varying needs from month to month.

“I think policy makers know right now that they have a lever in their hands that, if pulled, would lift millions of children out of poverty. I think the pandemic has also revealed overall how point a policy can be effective in stabilizing family income We didn’t see a big increase in the poverty rate in 2020, and I don’t think anyone thought that would be the case in March 2020. Every family has experienced a lot financial hardship, but it also revealed that policies can be effective unless they prevent people from falling into poverty,” she concluded.

Read the full interview here

]]> The United States needs a form of central bank digital currency that protects privacy https://xing-wu.com/the-united-states-needs-a-form-of-central-bank-digital-currency-that-protects-privacy/ Fri, 04 Mar 2022 22:11:00 +0000 https://xing-wu.com/the-united-states-needs-a-form-of-central-bank-digital-currency-that-protects-privacy/

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