Education economy – Xing Wu http://xing-wu.com/ Thu, 12 May 2022 23:47:00 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://xing-wu.com/wp-content/uploads/2021/06/cropped-icon-32x32.png Education economy – Xing Wu http://xing-wu.com/ 32 32 Local businesses gathered at the local job fair to find employees https://xing-wu.com/local-businesses-gathered-at-the-local-job-fair-to-find-employees/ Thu, 12 May 2022 23:47:00 +0000 https://xing-wu.com/local-businesses-gathered-at-the-local-job-fair-to-find-employees/ Work Force Solutions of East Texas brought together several East Texas companies to attract new employees.

TYLER, Texas – If you’re driving around Tyler, it’s hard to miss those “help wanted” signs.

Dozens of East Texas businesses gathered today for a job fair in hopes of attracting new employees.

“We’re looking for hard workers and commitment,” said Artimese Lawrence, human resources coordinator for Tyler ISD. “We are looking for dedication.”

Open opportunities are available to those seeking employment.

“A lot of people go to the website, but so many people don’t read the newspapers, they don’t do anything like that,” said Shannon Peoples, a job fair attendee.

Make this experience an opportunity to meet employers face to face.

“I’m looking to get back into education,” Peoples said. “I’m about to get my bachelor’s degree in ministry, but I feel like ministry needs to be widespread in our city within our communities.”

Numerous “help wanted” signs in Tyler show that workers are needed. Which means candidates have the upper hand when it comes to negotiating better salaries and benefits.

“I’m really looking for something sustainable in this economy,” said job fair attendee Allison Sharp. “I’m looking for something where you don’t need two or three or four jobs to keep you afloat.”

“All I can do is add to what I already have,” People’s said. “It may not be much, but I can stay just above the poverty line and be able to support my family. Who wants to live in such a situation?”

At today’s job fair, there was a range of employers. From veterans groups to education.

“We’re actually looking for an assistant director,” said CAMP V Community Engagement Manager Mark Shaw. various who run around here that we actually exist, and what we do, and why we are here for them.”

“We have several positions available,” Lawrence said. “We are looking for people who will enjoy working with our children in the school district and who have this passion for children.”

Many opportunities are available at Tyler, and Work Force Solutions of East Texas will hold its next career fair at Jarvis Christian University on May 24.

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Can you get a jobless loan? Here’s what you need to know https://xing-wu.com/can-you-get-a-jobless-loan-heres-what-you-need-to-know/ Thu, 12 May 2022 17:41:24 +0000 https://xing-wu.com/can-you-get-a-jobless-loan-heres-what-you-need-to-know/

Getting a loan can help you in many ways when you are in a tough financial situation, however, for some getting a loan is not as easy as it is for others. Many people who need a loan cannot get a good deal because of their credit score or even because they are unemployed.

So what can you do if you are unemployed? Well, the bad news is that you may not be able to get a loan if you are unemployed. The majority of lenders will want you to have a permanent and regular stream of income, as this ensures that you have the funds to pay back.

However, this is not the case for everyone. Instead, you might find yourself able to get a loan from one or two lenders even if you’re unemployed, but the loan won’t be as good as if you were employed.

So how does it all work? Are you stuck vying for no credit check loans or do you have other options?

Can you get a loan while you are unemployed?

You can still qualify for a loan, even if you are unemployed. However, if this is your case, you will need either strong credit or another source of income to support you in this endeavor.

Unemployment can arise unexpectedly or by choice, as would be the case with retirement, lenders will still sometimes consider lending to you, as long as you are able to persuade them that you will be able to make regular payments on time.

This is the main concern of the lender.

A lender will generally want to see three things on an application. These include a good and solid credit history, a good credit rating and regular income.

A strong credit history means you have a good history of paying loans or credit on time with little to no late payments, especially recently.

Your credit rating should be as high as possible, the higher the better. Some lenders will have a minimum score that they accept. The higher your credit score, the lower your APR, the lower your credit score, the higher your APR.

Lenders should also know that you can make repayments every month. Technically, this doesn’t have to come from a paycheck, however, you should at least have a reliable source of income that will be enough to cover expenses on a monthly basis and to cover loan repayments.

What should you think about?

There are many types of loans you can get, but probably the most popular are personal loans. With these loans, you should consider the same things you should consider with any other type of loan.

There will be short and long term financial factors and consequences of taking out a loan that you should be wary of.

Here are some things you should think about.

Can you make payments on time?

First, if you’re unemployed, or even employed, being able to make payments on time is a big deal.

You should always ask yourself if you can make the minimum payment on time every time. Late payments will not only affect your credit score, but they can also lead to late fees. If you can’t repay the loan, your lender may even go further.

This means debt collection agencies and a negative credit report, if your loan is secured they can take your property, or you can even be sued.

Understanding these factors is very important to ensure you get what you need from a loan and that a loan won’t be a bad idea for you.

What are the loan terms and risks?

It is wise to make sure you understand the terms of the loan. Read the fine print and write down the important things. This includes payments, fees, penalties, interest, etc.

However, also be aware of the risks, consider the best-case scenario, then consider the worst-case scenario, and don’t go for it unless you’re happy with both.

Consider if this loan is really the best thing for you, what might happen if you are unable to make the payments, and the interest rate, what this will mean for your actual total payment.

Don’t forget to consider the consequences if you don’t repay the loan, could you end up losing your house or your car?

What are lenders thinking?

Remember that each lender will have different credit policies that they will use to determine if the borrower is most likely to repay the loan. It is a risk assessment.

So even if you don’t have a job, some lenders accept alimony, disability benefits, unemployment benefits, social security payments, pensions, child support, interest or dividends, etc.

What types of personal loan can you get?

If you are employed, you could get a secured or unsecured loan. Secured loans are tied to an asset of yours and you risk losing that asset if you do not repay the loan in full. Unsecured loans do not have this risk but usually have a higher interest rate.

You could also get a payday loan (although risky) as well as cash advance or debt consolidation loans!


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Lawmakers reach budget deal https://xing-wu.com/lawmakers-reach-budget-deal/ Tue, 10 May 2022 00:38:09 +0000 https://xing-wu.com/lawmakers-reach-budget-deal/
House Appropriations Committee Chairwoman Rep. Mary Hooper, D-Montpelier, said Monday that lawmakers have delivered on their promise to support the most vulnerable Vermonters during the pandemic. File photo by Glenn Russell/VTDigger

House and Senate lawmakers settled into place Monday on a key piece of the legislative jigsaw as they raced to complete their work for the year: Vermont’s more than $8 billion budget.

The budget bill, H.740, still needs to receive a positive or negative vote from the full House and Senate, and get Governor Phil Scott’s signature (or overcome another governor’s veto) before becoming law. . But a joint committee of House and Senate lawmakers tasked with reconciling differences between the chambers on the state’s annual spending plan has formally reached an agreement.

“I am very confident that we have honored the commitment we made to Vermonters at the start of the pandemic – that we would support the most vulnerable Vermonters throughout the pandemic and help Vermont recover strongly and recover. strengthen when the pandemic ends,” said Mary Hooper, D-Montpelier, who chairs the House Budget Drafting Appropriations Committee.

Lawmakers had nearly half a billion dollars in one-time money from the American Rescue Plan Act to spend in this budget. Hooper and his upper house counterpart, Senate Appropriations Chair Jane Kitchel, D-Caledonia, highlighted federally funded investments in climate, clean water and broadband as landmark achievements. Broadband development is expected to receive $96 million, according to Hooper, while water quality would receive $104 million and climate initiatives $130 million.

But federal stimulus spending has also boosted the economy and state tax revenue, and lawmakers have taken advantage of a higher revenue base to increase spending in long-neglected areas of state government.

Private, not-for-profit mental health agencies that provide services on behalf of the state, for example, are expected to receive an 8% reimbursement rate increase, as are home health aides.

“These are ongoing commitments to stabilize and strengthen these systems,” Kitchel said.

Vermont State Colleges, which nearly faced financial ruin at the start of the pandemic, would also get a $10 million increase in their base credit — the money they can expect year over year. another – just like the University of Vermont. State colleges would also receive nearly $15 million in one-time additional aid in the budget as they enact several reforms, including unifying the system’s four-year schools.

House and Senate leaders hope to adjourn this week, possibly even before Friday. But when lawmakers must crumble for good largely depends on what Scott decides to do. The Republican and Democratic-controlled legislature are still quite far apart on key things, including housing, economic development and taxes.

Although the governor has hinted that he may very well veto this year’s budget, when it comes to issues of contention between the legislature and the executive, the thorniest items largely do not feature. in the budget. Instead, lawmakers left placeholders in the annual spending bill to fund appropriations carried in separate policy bills.

And as of early Monday evening, legislative agreements between the two chambers were left pending on precisely those items — housing, taxes and economic development — most closely watched by the Scott administration.

S.226, an omnibus housing bill that carries $15 million for a “missing middle” program that the governor wants to subsidize the construction of middle-class starter homes (and a registry of contractors that he doesn’t), wasn’t quite at the finish line on Monday. Lawmakers had also failed to iron out their differences over the ‘yield’ bill, which sets school property taxes – and due to a large surplus there are plans to fund PCB remediation in schools. schools and universal school meals. A package of tax cuts including a new Vermont child tax credit (which the House wanted to spend nearly $50 million on and the Senate only $22.5 million) was fully disrupted on Monday.

Another joint House-Senate committee worked through Monday night to try to hammer out an economic development deal. A key request from Scott has been $50 million in one-time money for the state’s capital investment program.

While Senate and House lawmakers on that panel informally agreed to give a renamed $40 million community recovery and revitalization grant program, Senate Majority Leader Alison Clarkson, D- Windsor, asked aloud to his colleagues: “Does that mean more vetoes? ”

This committee was to meet at 9 p.m. Monday to try to complete its work.

Fred Thys contributed reporting.